COBRA

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stands for the Consolidated Omnibus Budget Reconciliation Act, which is a law that requires employers to continue to provide the same health coverage to ex-employees for a specific amount of time, after a qualifying event (see related Qualifying Event). 13 COBRA

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(see Consumer Directed Healthcare Plan) 14 CDHP

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(see Current Procedural Codes) 15 CPT

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refers to a contract between an insurer and a provider under which the provider agrees to accept set amounts for products and services rendered to those people under the insurers policy. 16 Capitated Contract

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is a person responsible for the well-being of a patient. Generally a family member or close companion. 17 Caregiver

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also referred to as insurance carrier, is the insurance company that issues your insurance policy. 18 Carrier

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the amount initially billed by a healthcare provider for services, treatment, or products (see related Amount Charged). 19 Charges

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is an instance of a bill submitted to an insurer in anticipation of receiving payment for services rendered for covered services. 20 Claim

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is a number assigned to a claim by an insurer. 21 Claim Number

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is a licensed facility where healthcare services are rendered to patients. 22 Clinic

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(also Co-Payment) is a fixed amount that an insured patient is expected to pay out-of-pocket at the time of service. 23 Co-Pay

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represents the percentage split of the healthcare cost responsibility between the insurer and insured in relation to insurance coverage after the deductible has been met. 24 Co-Insurance

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(see Co-Pay) 25 Co-Payment

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is a notice received that demands payment of overdue debt for a bill(s). 26 Collections Notice

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(or CDHP) is a healthcare plan in which the consumer directs and is responsible for payment up to the generally higher deductible amount and the insurer accepts payment responsibility only after that obligation has been reached by the consumer. 27 Consumer Directed Healthcare Plan

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is the defined scope of services provided under an insurance policy. 28 Coverage

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more commonly known as CPT are the codes used by physicians to communicate a medical, surgical or diagnostic service primarily for the purpose of submitting a claim for reimbursement of the service. 29 Current Procedural Codes

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refers to the management, collection, and reporting of claims for individuals covered by more than one insurance plan. This coordination helps to ensure that maximum benefit and payments have been made on the insured’s behalf. 146 Coordination of Benefits

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